TRU Mortgage Cost & Break-Even Calculator

🔹 TRU Mortgage Cost & Break-Even Calculator™

Know When Refinancing Actually Makes Sense.

Most homeowners are told refinancing is “too expensive” —
without ever seeing the real math.

Others refinance too soon… and never recover their costs.

This calculator shows you exactly how much refinancing costs — and how long it takes to break even — using real numbers.

📥 You Simply Enter:

🏠 Current loan balance and rate
📉 New loan terms
💵 Estimated closing costs
📊 Expected monthly savings

📊 And Instantly See:

✔ Total refinance costs
✔ Monthly payment difference
✔ True break-even timeline
✔ Cumulative savings over time
✔ When refinancing becomes profitable
✔ When it doesn’t make sense to refinance

✅ Why This Matters

This tool helps you avoid:

❌ Refinancing too early
❌ Losing money on fees
❌ Chasing “headline rates”
❌ Bad timing mistakes
❌ Emotional decisions

You refinance with confidence — not guesswork.

🔒 No Pressure. No Sales Pitch.

• No rate quotes
• No obligation
• No commitment
• No spam

Just clear financial clarity.

👥 Ideal For:

✔ Homeowners considering refinancing
✔ Refinance comparison shoppers
✔ Financial planners
✔ Long-term strategy building
✔ Cost-benefit analysis

🔓 Want Every TRU Calculator in One Place?

Get lifetime access to the full TRU Financial Toolkit:

👉 All Tools Bundle
https://friodan.gumroad.com/l/aejabs

(Best value — includes all current and future tools.)

Educational tools only. Final eligibility and pricing determined by lender underwriting.