02 — TRU Refinance & Debt Consolidation Analyzer™

💳 Drowning in payments — and not sure where to start?

If your mortgage, credit cards, and personal loans are eating up your monthly cash flow, this calculator shows you how to restructure everything into one smarter strategy.

📊 Built From Real Client Scenarios

This is the same debt and refinance analysis system I use daily to help homeowners lower their total monthly obligations using real lender pricing and current market conditions.

No gimmicks. Just real solutions.

✅ What This Analyzer Shows You

With this tool, you’ll see:

✔ Your current total monthly debt load
✔ How refinancing impacts your cash flow
✔ Potential consolidation scenarios
✔ Long-term interest savings
✔ Whether combining debts makes sense

So you can stop guessing — and start planning.

👤 Who This Is For

Ideal for:

• Homeowners with multiple debts
• Borrowers feeling payment pressure
• Anyone trying to free up monthly cash
• Families planning ahead

If you feel “stuck” financially, this tool gives you clarity.

🛡️ Independent & Unbiased

No lender sales pitch.
No product pushing.
Just math and strategy.

🎁 Bonus for Buyers

Includes priority access to Dan’s debt and refinance market insights through The Rate Update.

📥 Instant Access

Download and start analyzing your options immediately after purchase.

Most buyers upgrade to the TRU All-Access Mortgage Toolkit™ so they can run every scenario (refi, debt, program match, eligibility, and buydowns) in one complete system.

👉 Get the Toolkit here:
https://friodan.gumroad.com/l/aejabs

One purchase. Lifetime access. Best value.

Dan Frio
The Rate Update
NMLS #246527